Yes! California, Texas, Florida, and Arizona all require virtually all employers to carry Workers' Compensation insurance. Requirements vary slightly by state, and we understand the compliance requirements for each. We ensure your coverage meets all state-specific regulations.

Absolutely! We specialize in multi-state operations across CA, TX, FL, and AZ. We understand each state's requirements and provide seamless coverage for businesses with employees in multiple states. Fast COI turnaround for all locations.

Workers' Comp covers medical expenses, rehabilitation costs, lost wages, and disability benefits for employees who get injured or become ill due to their job. It also provides death benefits to dependents if a work-related incident results in an employee's death.

Yes! We provide fast COI turnaround for all states. Our tech-forward digital policy management system streamlines the process, ensuring you get the documentation you need quickly for contracts, clients, and compliance requirements.

Yes! We offer pay-as-you-go Workers' Comp programs that can help manage cash flow. Instead of large upfront premiums, you pay based on actual payroll, making budgeting easier for growing businesses across all four states.

We serve 50+ industries including construction, restaurants, retail, logistics, warehousing, manufacturing, and professional services. With 20+ years of experience, we understand the unique risks and classification codes for each industry across all states.